Why Are Passwords So Mystical?

Everything needs a password nowadays and the passwords we used in the past are no longer secure.  Passwords now have to contain more than 8 numbers/letters/capitals/special characters.  No wonder we forget our passwords.  Why does everything need a password anyway?  Is someone really going to hack into my teacher resource account and steal lesson plans? Of course the easiest thing to do in order to keep all of your passwords straight is to use the same password for all of your accounts - but we are told that is not secure so we change up our passwords.  What happens?  Can't remember passwords.  Now we have to answer the prompt questions so they can send us a link to get in to re-establish our password that we forgot.  Let's talk about those prompt questions.  Here are some of the prompt questions I have seen:  Who was your favorite singer in high school?  My favorite singer in high school? I have no idea who my favorite singer was 38 years ago, or if I even had a favorite singer 38 years ago.  Was it the BeeGees?  KC and the Sunshine Band?  Andy Gibb?  Boston?  Foreigner?  How about this one - What is the name of your favorite pet? I don't know about you, but I liked all of my pets.  That's like asking who your favorite child is.  How Rude!  Even this one - What is the name of your High School?  Of course I know the name of my High School, but did I capitalize it? Did I write the name and then "high school" or did I just write the name?  This makes me anxious and irritated when I am already anxious and irritated that I lost my password in the first place.